The INI files weren't used until version 1.5... Unfortunately, this means that with 1.4, there's no way to have it save any settings. However, 1.4a shouldn't be disabling memory cards. IIRC, 1.4 still did, but that was taken out in 1.4a, because it was confusing too many people, and there weren't a whole lot of games that required it. The only thing I can think of is to try downloading and re-installing 1.4a, to make sure you have the correct version installed.